Our Programmes
Three Programmes, One Consistent Methodology
Each Compass Rose programme is built around the same approach: careful sequencing, historical examples, and discussion that stays grounded in real investor situations.
Return to HomeOur Methodology
How the Programmes Are Structured
All three programmes share the same foundational design — the differences are in depth, pace, and the life-stage questions each one addresses.
Foundational Concepts
Each programme begins with the building blocks — what currency rates actually represent, how they move, and why they matter for long-horizon planning.
Historical Analysis
Structured examples drawn from real historical rate data — using the paired-panel table format — help participants see how movements compound across years, not just days.
Applied Decision Frameworks
Participants work through decision frameworks specific to their programme — savings allocation, remittance timing, or retirement-stage currency matching.
Discussion and Review
Sessions close with open discussion — questions from participants about their own situations, examined against the week's concepts in a small-group setting.
Currency Basics for Hong Kong Investors
A four-week introduction to foreign exchange concepts written for Hong Kong residents in their 40s and 50s who hold — or are considering — assets in multiple currencies. The programme focuses on understanding rather than action, and all examples are deliberately historical.
What the Programme Covers
- The mechanics and history of the HKD peg — what it means in practice and what conditions have historically affected it
- Common currency pairs relevant to Hong Kong residents: HKD/USD, HKD/GBP, HKD/AUD, HKD/CNH
- How currency movements compound over long periods — illustrated with historical rate tables
- The distinction between speculative currency trading and considered, long-horizon currency allocation
Session Structure
Programme Fee
HKD 1,780
Materials included. One-time payment.
Multi-Currency Savings and Income
A six-week programme for those with savings and investments spread across currencies who want to think about this mix deliberately. The programme covers both the analytical side — how much exposure you actually have — and the practical side — what to do about remittances, accounts, and spending alignment.
What the Programme Covers
- Identifying currency exposure within mixed portfolios — often larger than people realise
- Mechanics of multi-currency accounts available through Hong Kong banks
- Practical remittance decision-making: timing, costs, and bank vs transfer services
- How currency interacts with intended future spending patterns — matching assets to liabilities by currency
Session Structure
Programme Fee
HKD 2,580
Materials included. One-time payment.
Currency Strategy for Retirement Across Borders
A ten-week programme for learners thinking about a retirement that may involve spending in multiple currencies. Common participants include returning expats, cross-border families, and those with property or adult children abroad. The programme treats multi-currency retirement as a discipline in its own right.
What the Programme Covers
- Modelling retirement spending by currency — building a realistic picture of where money will actually go
- Hedging instruments explained in plain terms: forwards, options, and when they are — and are not — appropriate
- Natural currency matching: structuring assets and income in the currencies of anticipated spending
- Practical decisions at each life stage: pre-retirement accumulation, transition, and drawdown
Session Structure (Overview)
Programme Fee
HKD 3,200
Materials included. One-time payment.
Compare
Which Programme Is Right for You?
Use this comparison to identify the best starting point. If you are unsure, contact us and we will help you decide.
| Feature | Currency Basics | Multi-Currency Savings | Retirement Across Borders |
|---|---|---|---|
| Duration | 4 weeks | 6 weeks | 10 weeks |
| Fee (HKD) | 1,780 | 2,580 | 3,200 |
| HKD Peg Coverage | |||
| Multi-Currency Account Mechanics | |||
| Remittance Decision Framework | |||
| Retirement Spending Modelling | |||
| Hedging Instruments Explained | |||
| Best For | New to currency thinking | Multi-currency savers | Cross-border retirees |
Standards
Shared Across All Programmes
Privacy and Data Protection
Participant data is held solely for programme administration and is not shared with third parties. We operate in compliance with Cap. 486 of Hong Kong's Personal Data (Privacy) Ordinance.
Historical Data Only
All exchange-rate examples are historical and clearly dated. No live rate feeds, no forecasting, no speculative framing — in any programme.
Commercial Independence
No commissions, no product referrals, no advertising from financial product providers. All educators are salaried. The curriculum is shaped only by what participants need to know.
Small Cohort Format
Maximum twelve participants per cohort, in every programme. Discussion-based facilitation that accommodates real questions from real situations.
Annual Curriculum Review
Materials for all three programmes are reviewed annually against changes in Hong Kong's financial regulatory environment and significant shifts in the regional currency landscape.
CPD Recognition
Programme hours are recognised for continuing professional development purposes by qualifying financial professionals in Hong Kong. Documentation provided on request.
Not Sure Where to Start?
Send us a brief note about your situation. We will help identify which programme — if any — is the right fit for where you are now.